# 3. Arrange and Budget(s are Sexy)
You need to look at your budget and make those numbers work so you have this big mountain sized goal, but. I had $25,866.26 kept in July 2014, we made a target to cover this amount off in 10 months. If you should be taking a look at the numbers that’s shut-the-front-door crazy @ $2,586 30 days. And therefore doesn’t also determine interest, so that it was similar to $2,600/mo.
We knew I’d to help make the true numbers work, therefore I kept it simple and easy made a spreadsheet similar to this: scholar Loan Payoff Calcs.
We also have to make sure that the plan matches our objective while we want to set a Go Big type objective. We knew that every i could save $1,100 to be used towards my student loan debt each month, but it didn’t happen over night month.
During the last years that are few have:
- Sold my vehicle
- Paid my credit cards
- Switched up to a smarter and much more affordable cellular phone solution in Republic Wireless
- Cut cable
- Cancelled gym account
- And established a Rock Bottom Budget™ which already included my payment per month of $199.85. (how can you that way title for a spending plan? )