Car finance – submit an application for car funding properly through the bank

Car finance – submit an application for car funding properly through the bank

Compare choices and select the smartest one for you personally from three available types of auto loan. OP auto loans are often affordable, flexible and safe.


Many interest rate that is affordable

  • Owner-occupied apartment or any other assets as security
  • For several banking institutions’ clients
  • No predetermined maximum amount
  • Typical interest rate 2–5 per cent


The fastest option – money in to your account instantly

  • No dependence on collateral or guarantors
  • Just for OP clients
  • Max. 15,000 euros
  • Typical interest rate 6–8 per cent

Hire Buy

For many banking institutions’ clients

  • The vehicle to be purchased as security for funding
  • For several banking institutions’ customers
  • No predetermined maximum quantity
  • Typical interest rate 2–7%

Would you first desire to calculate the repayment that is monthly of car finance?

Numerous ways to invest in automobile – from us you will get an auto loan that is ideal for you

You are able to make an application for three various kinds of car finance from OP. They vary from one another when it comes to security, rate of interest and maximum loan amount. You can easily select from a car that is secured, an unsecured auto loan and an automobile hire purchase. We could surely provide you with the essential suitable solution to fund a vehicle.

Trying to get a motor car finance from OP is sensible. We never apply concealed interest or other fees. As an OP owner-customer, you can expect to constantly make OP bonuses through a motor auto loan with us.

Secured car finance – choose Bank Loan

With a secured financial loan, you will get the car in your name immediately, in the smartest interest available on the market. You will require security for the loan, such as for example an owner-occupied house, a vacation house, deposits or securities.

The attention price for a mortgage is normally 2–5%. You can easily submit an application for a secured loan starting from 8,000 euros, without any limit that is upper. File that loan application online; you will get that loan choice within 1–3 times.

You can easily make an application for a guaranteed Bank Loan even although you aren’t an OP consumer.

Unsecured auto loan – choose Special Consumer Credit

You will get the money into your account quickly and you can buy the car wherever you want if you want to finance your car with Special Consumer Credit.

You will get car finance as much as 15,000 euros without security. Just OP clients can use for the unsecured Special Consumer Credit. The credit rate of interest is generally 6–8%.

Make an application for the credit on the web. Usually, you’re getting that loan decision and away offer right. Once you’ve browse the loan conditions and terms, you are able to accept the offer on and you may have the cash for your requirements instantly.

With hire purchase, it is possible to purchase a car or truck effortlessly and conveniently from a car or truck dealer

Once you purchase a motor car with hire purchase, the automobile to be purchased functions as security for the funding. There is no need any extra security or guarantors. OP will have the vehicle through to the hire-purchase that is last has been compensated.

What’s the cheapest auto loan?

When selecting an auto loan, observe the ultimate overall expenses. There’s more to loans compared to interest rate or establishment charge. Typically, you’ll be charged a credit establishment charge, a maneuvering interest and fee, and these really should not be contrasted individually. That loan aided by the cheapest establishment charge is definitely not the least expensive choice in the long run.

Make use of the OP car loans calculator to effortlessly look at total interest and costs of one’s auto loan. The calculator assists you want that loan duration that is suited to both you and determines the interest that is effective for every car finance alternative.

Exactly exactly What impacts the attention price and cost of a motor car finance?

The attention price and rate of the auto loan are influenced by the mortgage quantity and whether you go searching for a loan with or without security. The attention price of that loan with security is obviously less than compared to a loan that is unsecured.

Make an application for an auto loan on the internet and get a choice quickly

No matter what types of vehicle financing you select, fill out and submit the loan application on the web. You are going to constantly obtain the auto loan choice quickly.

Earn OP bonuses by way of car loan

Being an owner-customer, you certainly will make OP bonuses by way of auto loan with us. You need to use bonuses to cover, say, your motor vehicle insurance fees. For instance, with us, you will be entitled to OP bonuses worth 37.50 euros for the first year if you have a loan of 15,000 euros.

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